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Challenging Mortgage Account Claims

Nigel Clayton examines a case where a mortgagor (CL) sought an account of the balance owed, while the mortgagee (Topaz Finance) applied to strike out the claim. The court addressed the mortgagorā€™s entitlement to an account, dismissing CL’s overcharge allegations due to lack of evidence, and reinforced that such claims cannot be used to delay possession.Ā  Ā  Case Name, Reference and BAILII linkĀ  Coutts-Lovie v Topaz Finance Ltd (t/a Heliodor Mortgages) [2024] EWHC 2079 (Ch) (09 August 2024)Ā  http://www.bailii.org/ew/cases/EWHC/Ch/2024/2079.htmlĀ   …

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