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The editor of this section of the site is Nigel Clayton of Kings Chambers, Leeds and Manchester. Nigel also maintains the specialist website dealing with mortgages at www.legalmortgage.co.uk

Mortgage accounts

Proceedings for declarations and damages

Monks v National Westminster Bank Plc
[2016] EWHC 492 (QB)


It was not an abuse of the court’s process for a mortgagor to seek a declaration as to the state of his accounts first and then to sue for damages for defamation. The mortgagor’s accounts had been erroneously calculated and reports to credit reference agencies had been wrongfully made.


A mortgagor (M) complained that his bank had incorrectly debited mortgage interest on his accounts and communicated false information to credit reference agencies. He successfully sued the bank for a declaration and an order for the records to be corrected with the result that his accounts had not been in ... THIS IS AN EXTRACT OF THE FULL TEXT. TO GET THE FULL TEXT, SEE BELOW

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