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Unregulated Mortgages

Nigel Clayton delves into the case of Kumar & Ors v LSC Finance Ltd [2024], exploring its implications for regulatory compliance, investment property exemption, the form of declaration, and entitlement to 3% per month default interest.    Case Name, Reference and BAILII link  Kumar & Ors v LSC Finance Ltd [2024] EWCA Civ 254 (15 March 2024)  BAILLI link:    Summary  This is an appeal from a first instance decision [2023] EWHC 1439 (Ch) which dealt with a number…

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